Recovery can be affordable for you because good-quality facilities accept rehab insurance. Examples include Cigna, BlueCross, and Aetna rehab insurance coverage. Why do insurers pay for the care? Most importantly, how do you work with a facility that takes insurance to maximize your benefit?
Understanding the Law
The law requires insurance companies to cover chemical dependency in the same ways that they would other diseases. Therefore, the companies offer benefits for customers who enrolled in one of their plans. However, the actual benefit level you could receive depends on your individual Aetna rehab insurance coverage. That’s why excellent rehab centers offer to conduct an insurance verification for you.
At that time, an intake advisor researches your plan document. This specialist finds out how much the insurer pays in your situation. You’ll also learn about co-insurance, deductibles, and other expenses that may be part of your policy. This understanding makes paying for rehab a lot simpler.
What Aetna Rehab Insurance Coverage Typically Pays For
Aetna drug rehab coverage varies widely from policy to policy. That said, there are some commonalities. For example, most plans pay for evidence-based treatments. This means that the insurer looks for rehab centers that use clinical care approaches with a good track record.
The underwriter’s reason that because they worked for other people, they’ll probably work for you, too. Therefore, they are good treatment options. Excellent facilities rely on evidence-based treatments to make up their care protocols. Examples include:
- Cognitive behavioral therapy as a tool for dealing with dysfunctional patterns in your daily life
- Dialectical behavior treatment that puts you back in control of overwhelming emotions
- Trauma treatment, which focuses on situations from the past that trigger you today
- Psychotherapy as a way to talk through anxious thoughts, feelings of depression, and stressors
- Family counseling, which encourages you to reopen dialog with loved ones to allow for healing
Group therapy is another modality that’s essential for recovery. You relearn how to build trust with peers. Similarly, you practice sober interactions with others. This might feel a bit odd at first.
However, group sessions also prepare you to attend support group meetings after program graduation. Therefore, they fulfill a broad range of functions during your recovery period. Therapists use groups for processes as well as some experiential therapies. It depends on the facility what approaches the specialists might take.
Maximizing Your Benefits
Drug rehab insurance usually covers detoxification as well as rehab. Besides that, the insurer may also pay for a stay at a sober living facility. Therefore, it’s in your best interest to take advantage of these treatment options. Many rehab centers now offer detox on the premises.
It’s the most comfortable and most convenient way to overcome physiological addiction. Another option is the enrollment in a separate detox center. Many rehab facilities that don’t offer the treatment at their centers will partner with another center. In this way, there’s no lag between medical and clinical care.
Enroll in Treatment Today
Isn’t it time to find out precisely what types of benefits your Aetna rehab insurance coverage offers you? Long-term recovery could be just a quick phone call away. Connect with a good-quality facility today to undergo an insurance verification. A couple of months down the line, you’ll be glad that you did.