Addiction treatment services is a large umbrella that covers many addiction treatment options. These services range from therapy services to medications. And, like many other medical services, they can be expensive. With so many options, there’s a common question that many people have: does addiction treatment accept rehab insurance?
Services in Addiction Treatment
Before enrolling in addiction treatment services, it helps to know what types of services the facility offers. Although every treatment facility is different, there are a few standard programs and procedures that are common in most facilities. These include:
- Drug testing
- Residential/inpatient treatment
- Outpatient treatment
- Addiction therapy services
- Dual diagnosis treatment
- Holistic therapy
An addiction treatment program will employ a variety of these programs and services to provide a full continuum of care to their clients.
Does Insurance Cover Rehab?
In many cases, insurance covers rehab. In the last twenty years, the United States government enacted parity laws to prevent insurance companies from imposing more limitations on addiction and mental health treatment than they did for other medical services.
Often, drug rehab insurance policies will cover part of a treatment, offer treatment up to a certain monetary value, or have duration limits. For example, government programs such as Medicare and Medicaid will cover a certain number of days in inpatient addiction treatment as well as medications for detox and mental health treatment. This depends entirely on your insurance coverage as well as your premiums and deductibles.
Verifying My Insurance
When you choose an addiction treatment facility, it’s important to consider a couple of factors. If you have an HMO or PPO plan, you should check if this facility is within your network. You should also see if the services offered by this facility have coverage under your plan. Talking to the admissions counselors at your chosen facility will help you decide if they’re the right center for you.
Verifying your insurance can also be a quick and simple process. If you’re ready to begin pursuing addiction treatment, talk to an admissions counselor at an addiction treatment facility today. They’ll take you step-by-step through the process and help you understand exactly what you need to know when you ask them, “does insurance cover rehab?”
Finding Addiction Treatment Programs
Does insurance cover rehab? This question depends entirely on your insurance provider and also the type of treatment you need. Understanding your addiction rehab insurance plan and what services you need will help you determine which treatment programs will work for you and where you can attend rehab. You don’t have to live your life with addiction, so reach out to a treatment facility and begin the insurance verification process today.